Given that 40% of Americans don’t have $400 saved for a last minute emergency, it’s clearly becoming harder to build wealth. If you aren’t saving as much money as you wish you were, you’re not alone. Many people struggle to get the kinds of money they want to have for their future. Here are five […]
Your Guide to Filing Taxes as a Freelancer
The small business economy is on an upswing as consumer spending increases to nearly 60,000 per person per year. If you’re one of the millions who has taken your passion and/or talents and has turned it into a freelancing hustle, we have two things to tell you… First, congratulations. It takes a special quality most […]
The Ultimate Guide to a Conventional Home Loan
Do you dream of buying a home? You probably think of the luxuries of home buying: the design process, having your friends over, starting your family, and the overall thrill of owning a home. But first-time homeowners dread the mortgage process. Signing up for a mortgage is one of the necessary aspects of home ownership. […]
How a Second Mortgage Can Help You Become Debt Free
Wondering what a second mortgage is, and whether or not one can help you? People have used second mortgages for everything from getting out of debt to even avoiding bankruptcy. Used wisely, this tool can help you take control of your finances without affecting your home or quality of life. However, you probably have some […]
5 Surprising Ways to Save Money on Insurance
If you are like many people, you might have multiple different types of insurance policies, and you might spend a good amount of money on them. If this is the case, then you could be wondering if there is anything that you can do to cut costs. These are a few tips that can help […]
How to Calculate the EMI of Your Loan Fast
Americans have a median of $5,200 in their savings accounts with an average of $33,766.49. The $33,766.49 number may sound unrealistic to you. Unfortunately, unless you’re over 60 years old and make over $115,000 annually, it probably is unachievable. Our trouble saving means its difficult to make big purchases: homes, cars, college or school bills, […]
How to Read an Amortization Table
How Does An Amortization Table Work and How Does It Relate To Mortgages This content is for those students seeking more information on math and finance. Some of you might be interested in becoming a loan officer or a home mortgage lender when you grow up. In order to do that, you need to understand […]
A Beginner’s Guide to Understanding Currency Exchange Rates
Math and numbers are the two forces behind forex. Finance is a great area to put your mathematical education to use. We’re going to see how you can do this and enter a market where mathematicians thrive on a daily basis. Welcome to the foreign exchange. Here’s a market that fluctuates daily and allows traders […]
A Beginner’s Guide to Creating a First Time Home Buyer Budget
If you’re a first time home buyer, the next few months of your life are going to pretty exciting–and probably pretty scary too. Before you even start looking at available houses–or even your options for loans–you need to figure out exactly what you can afford. Saving for a new house takes a lot of preparation […]
3 Creative Ways to Save Money During College
It’s no mystery that college is expensive, whether you’re paying tuition or trying to save up money to avoid taking out loans. Some days, it seems like there are just way too many things to spend money on, and way too little money to do it. From laundry, to meals, to dish soap, to regular […]