Many students think they will never use the concepts from geometry class. Buying a house is one of those times that knowing how to use a calculator will come into play. Read on to find out how math will help you save money on your home. Understanding Finances You will never get tired of learning […]
How Math Will Help You Buy A House
Most people dream of owning a house and making an investment in real estate, as the purchase can pay off in the future. Although it’s often wise to invest in a home, it can be difficult to be approved for a loan with a lender if you’re not prepared. If you’re planning on becoming a […]
A College Student’s Guide to Budgeting
Budgeting is a tricky task for most people regardless of age and lifestyle. For a college student, however, balancing tuition, room and board, phone bills, and car-related expenses can be incredibly overwhelming. With hard work, determination, careful planning, creativity, and smart budgeting, college students can balance having a social life with saving and staying on […]
9 Budgeting Tips for New Parents
When you have a baby for the first time, your life changes. You might be caught up in the excitement of buying new clothes, letting your friends and family know, or even picking out a name. First, you officially become a parent. Second, you have additional responsibility for the baby. Sticking to the second realization, […]
How Important is College to Career Success?
Did you know that about one-third of jobs in the United States require an associate degree or above? Many young people already know that getting a college degree is all about seeking a better life for themselves and any future family they may have. Yes, there may be rising costs but you can offset those […]
7 Tips on How to Get Rid of Credit Card Debt
Using credit cards is all fun and games… until the bill arrives. What seems like an innocent purchase here and there can add up fast. And before you know it, you have the weight of credit card debt sitting on your shoulders. But getting out from under all that debt isn’t impossible. In fact, you […]
How to Calculate Profit and Loss to Keep Your Small Business Accounts in Order
Profit is everything in the world of business. Especially for a small business. You can pride yourself on customer service, the quality of your product or service, or even your company’s philanthropic endeavors. However, all that is moot without profit. Profit is what keeps the company afloat and able to grow and expand. Knowing how […]
A Step by Step Guide to Creating a Business Budget Template
Recent studies show that nearly 20 percent of all small businesses fail in the first year. Over 50 percent of small businesses will fail in the first four years. While there are a number of issues that can lead to a business closing their doors, bad financial practices are among the most common reasons for […]
Top Monthly Expenses You’re Probably Forgetting About
You might be surprised to hear that 82 percent of Americans say they keep a monthly budget. But, the problem is how people are keeping track of their expenses. When asked other questions, we discover that over one-third of Americans just scrawl out a budget on a scrap of paper. While over 20 percent of […]
The Quick Guide to Preparing Your Finances for Purchasing a Home
Millennials are amazing. They’re the largest and most educated generation in the United States. But only about half as many millennials own homes today as their predecessors did at the same age. There are lots of reasons for working professionals to be shy about buying a home in 2018. For one, student loan debt is […]